HealthCare
Ayushman Bharat Card: Benefits, Eligibility, and Step-by-Step Application Guide.
What is Ayushman Bharat Card?
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) card offers several healthcare benefits, primarily to economically vulnerable families. Below are the key benefits:
1. Free Healthcare Services:
•Up to ₹5 lakh coverage per family per year for secondary and tertiary healthcare.
•No limit on the number of family members covered.
2. Wide Network of Hospitals:
•Access to a network of over 25,000 empaneled government and private hospitals across India.
•Treatment can be availed anywhere in India under the scheme, promoting healthcare portability.
3. Cashless and Paperless Treatment:
•Beneficiaries can avail cashless treatment at empaneled hospitals.
•The system is completely paperless, and the claim settlement process is hassle-free.
4. Covers a Wide Range of Medical Conditions:
•The scheme covers 1,500+ medical procedures, including expensive treatments like:
•Major surgeries (heart, kidney, and liver transplants)
•Cancer treatment (chemotherapy, radiation)
•Orthopedic surgeries
•Neurological disorders, and more.
5. Pre- and Post-Hospitalization Costs:
•Pre-hospitalization expenses are covered for up to 3 days before admission.
•Post-hospitalization expenses are covered for 15 days after discharge, including diagnostics and medication.
6. No Restriction on Age, Gender, or Family Size:
•There is no cap on the number of family members, their age, or gender under this scheme.
7. Transportation Allowance:
•The scheme also provides a transportation allowance for the patient’s travel to and from the hospital.
8. Focus on Vulnerable Groups:
•Special attention is given to vulnerable groups like women, children, and senior citizens.
By reducing the financial burden of healthcare costs, Ayushman Bharat aims to improve the health outcomes and quality of life for India’s underprivileged population.
Step By Step Guide to apply Ayushman Bharat Health ID (PM-JAY) card Online:
You can apply for an Ayushman Bharat Health ID (PM-JAY) card online by following these steps:
1. Visit the Official Website:
Go to the Ayushman Bharat – PMJAY official website:
2. Check Eligibility:
•On the homepage, click on the “Am I Eligible” option.
•You will be redirected to a new page where you can check if you are eligible for the scheme by entering your mobile number or ration card number.
3. Apply Online:
•If eligible, you can apply online by registering on the portal.
•Log in using your mobile number or Aadhaar number.
•Fill in the required details such as name, address, and other personal details.
4. Generate Ayushman Card:
•After the application is processed, you can download your Ayushman Bharat Card from the website.
5. Seek Assistance:
If needed, you can also visit the nearest Common Service Center (CSC) to apply for the Ayushman card.
Documents Required:
•Aadhaar card
•Ration card
•Family identification proofs
•Mobile number
Make sure to keep track of your application status online after submitting the form.
